July 15, 2024

New Client Bonuses: 6 High-Yield Checking Accounts

Bonus funds could be yours for the taking if you create a new checking account in the near future. To attract new customers, several banks provide monetary incentives. To be eligible, you must be an active customer and meet specific direct deposit requirements. Not all banks offer cash bonuses, and some are significantly more substantial than others. Check online to see how much free money you could make.

When establishing a new bank account, cash bonuses are not the only factor to consider. Search the internet to compare the services and charges of different institutions.

Below is a list of some of the most lucrative checking account incentives.

1. Citibank

Bonus: A maximum of $1,500

Earn up to $1,500 in bonus currency by opening a new checking account with Citibank. To be eligible, you must deposit funds into your new checking account within 20 days of opening it. You must maintain the minimum balance in your account for an additional 60 days.

You will receive the cash bonus in your account within 90 days of completing all the required procedures. Depending on the quantity of money you deposit into the account, the amount you receive will vary. You may have access to three bonus pay levels:

2. PNC Bank

Bonus: Receive up to $400.

PNC Bank’s Virtual Wallet account enables you to manage your affairs on your mobile device and online. Transmit and receive funds with ease to individuals you trust, utilize digital tools to assist in money management, and pay with your debit card.

Open and utilize a Virtual Wallet with Performance Select account to accumulate bonus currency worth up to $400. Additionally, you can earn an additional $50 bonus by creating a Virtual Wallet account or a $200 bonus by creating a Virtual Wallet with Performance Spend account.

3. TD Ban

Bonus: Amounts up to $300

This incentive offer comes from TD Bank. Open a TD Beyond Checking account to receive $300 in incentive cash. To be eligible, you must receive direct deposits of $2,500 or more within 60 days of opening your account.

Secondly, new consumers who open a TD Convenience Checking account may receive a $150 cash bonus. To qualify, you must receive a direct deposit of $500 or more within 60 days of opening the account.

Your checking account will receive the incentive within 140 days after you meet the requirements for either account.

4. BMO Harris Bank

Bonus: Amounts of up to $350

You will be eligible to receive $350 in incentive cash if you open a new BMO Harris Premier account. To be eligible, you must accumulate a minimum of $7,500 in direct deposits within the initial 90 days of the account’s opening. This account offers several benefits, including surcharge fee reimbursements on non-BMO Harris ATMs and unlimited transactions.

By opening either a Smart Money Account or a Smart Advantage Account, you may also qualify for a $200 cash incentive. This offer requires you to receive a total of $4,000 in qualifying direct deposits within the first few months.

5. Huntington Bank

Bonus: Amounts up to $300

At Huntington Bank, new clients can receive bonus cash through three checking accounts. To earn $300, make a minimum deposit of $25,000 and establish a Huntington 25 Checking account. Your account will receive the compensation within fourteen days of satisfying the prerequisites.

If you are interested in earning bonus cash with a lower deposit quantity, then you should evaluate the other two alternatives. Customers who open an Asterisk-Free Checking account may receive a $150 incentive, whereas a Huntington 5 checking account earns $200. To qualify for the corresponding incentive, a minimum deposit of $1,000 is the sole requirement for both accounts.

6. Wells Fargo

$300 bonus

Opening a new Everyday Checking account with Wells Fargo could result in a $300 cash incentive for new customers. This bonus necessitates a minimum opening deposit of $25 and a grand total of $1,000 or more in direct deposits within 90 days of the account’s establishment. The member’s account will receive the incentive cash deposit within 30 days of satisfying the qualifications.

Conduct an online comparison of your checking account alternatives.

You should take advantage of the bonuses on checking accounts. You can accumulate hundreds of free dollars by enrolling in a new account and conducting your typical, everyday debit transactions. Simply deposit a minimum amount into your account and satisfy all other necessary criteria.


To initiate the process, conduct an online search to identify a bank that is most suitable for your needs. Begin by searching for providers that offer cash incentives to new account holders. Depending on the bank you choose, you could receive free money in your account within a few months.

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